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Terms of Use

StockSpy
These Terms of Use (“Terms”) govern your access to and use of the StockSpy mobile application on iOS and Android (the “App”), operated by Guribye design (“we”, “us”, “our”).

By downloading, accessing, or using the App, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the App.

1. What StockSpy is

StockSpy helps you browse and follow publicly reported stock and asset disclosure activity associated with politicians, public figures, and selected institutional filers (including 13F-style holdings where available). Features may include a personalized feed, explore/search, insights, compare tools, smart alert preferences, and optional push notifications.

Some features are free; others require a paid subscription (“StockSpy Pro”) or may be limited on the free tier (for example a follow cap and advertisements).

2. Not investment advice — critical disclaimer

StockSpy is for information and entertainment only. Nothing in the App is investment, trading, tax, or legal advice. We do not recommend that you buy, sell, or hold any security. You are solely responsible for any decisions you make. Past disclosures, returns, charts, “outcomes,” clusters, or rankings are not guarantees of future results. Always verify important details against official sources before relying on them.

  • Disclosure amounts are often ranges, not exact dollar amounts.
  • Politician / public-figure views show disclosed activity, not a complete private portfolio.
  • 13F and similar filings are periodic snapshots and can be incomplete or lagged.
  • Filings frequently lag the actual trade date.
  • Market quotes and charts (where shown) may be delayed, incomplete, or unavailable.

3. Eligibility

You must be at least 13 years old (or the minimum age required in your country) to use the App. If you use the App on behalf of an organization, you represent that you have authority to accept these Terms.

4. Accounts and sign-in

  • You may browse certain content without signing in.
  • Features such as following people, syncing lists, saving “My tickers”, and remote push require a phone-number account (Firebase Authentication).
  • You are responsible for the accuracy of the number you use and for keeping access to that number secure.
  • You may delete your account in Settings. Deletion removes your cloud profile and personal lists we store for that account (see Privacy Policy). It does not automatically cancel store subscriptions.

5. Acceptable use

You agree not to:

  • use the App for unlawful purposes or in violation of applicable securities or other laws;
  • scrape, bulk-download, or abuse our services or third-party data sources in a way that burdens systems or violates their terms;
  • attempt to reverse engineer, interfere with, or disrupt the App or related infrastructure except where permitted by law;
  • misrepresent the App’s data as real-time brokerage holdings or as personalized investment advice;
  • upload malware or attempt unauthorized access to accounts or systems;
  • use the App to harass, dox, or unlawfully target individuals.

We may suspend or terminate access if we reasonably believe you violated these Terms.

6. Subscriptions, payments, and free tier

6.1 Free tier

Free access may include browsing and limited follows, and may display advertisements. Free features can change over time.

6.2 StockSpy Pro

Pro may unlock features such as unlimited follows, advanced radar/insights tools, smart alerts, remote push, and an ad-free experience, as described in the App at the time of purchase. Feature sets may evolve; we will not materially degrade a paid period without a reasonable basis under store rules.

6.3 Billing

  • Purchases are processed by Apple App Store or Google Play (and subscription tooling such as RevenueCat).
  • Prices, currency, free trials (if any), and renewal terms are shown in the store purchase sheet.
  • Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period (or as required by the platform).
  • Manage or cancel in your Apple ID or Google Play account settings.
  • Refunds are handled by Apple or Google under their policies; contact the store first for billing issues.

6.4 Restore and multiple devices

Pro status is linked to your store purchase and, when you are signed in, to your StockSpy account identity where supported. A Google Play purchase does not create an App Store purchase (and vice versa); cross-device unlock depends on account linking and platform rules. Use “Restore Pro” in the App after signing in if status does not appear on a new device.

7. Third-party content and data sources

The App aggregates and presents content originating from third parties, including public government disclosure systems (for example House/Senate clerks, OGE, SEC EDGAR) and market-data providers where used. We do not control those sources and do not warrant that data is complete, current, or error-free. Official records control in case of conflict.

Company names, ticker symbols, and marks belong to their owners and are used for identification only.

8. Intellectual property

The App, including its design, branding, and software (excluding third-party content and open-source components), is owned by us or our licensors. You receive a personal, non-exclusive, non-transferable, revocable license to use the App for your own non-commercial purposes in accordance with these Terms. You may not copy, modify, distribute, sell, or lease any part of our software except as allowed by law or written permission.

9. Privacy

Our collection and use of personal information is described in the Privacy Policy, which is incorporated into these Terms.

10. Open-source and third-party software

The App may include open-source or third-party components licensed under their own terms. Those licenses govern the relevant components to the extent required.

11. Disclaimers

THE APP IS PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not warrant uninterrupted or error-free operation, or that defects will be corrected.

12. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE AND OUR AFFILIATES, OFFICERS, EMPLOYEES, AND PARTNERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, GOODWILL, OR INVESTMENT LOSSES, ARISING FROM YOUR USE OF (OR INABILITY TO USE) THE APP, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE APP OR THESE TERMS IS LIMITED TO THE GREATER OF: (A) THE AMOUNT YOU PAID US FOR THE APP SUBSCRIPTION IN THE 12 MONTHS BEFORE THE CLAIM; OR (B) USD $50.

Some jurisdictions do not allow certain limitations; in those cases, our liability is limited to the maximum permitted by law. Nothing in these Terms excludes liability that cannot be excluded under applicable law (including certain consumer rights).

13. Indemnity

You agree to defend, indemnify, and hold harmless us and our affiliates from claims, damages, losses, and expenses (including reasonable legal fees) arising out of your misuse of the App, your violation of these Terms, or your violation of any law or third-party right—except to the extent caused by our own willful misconduct.

14. Changes to the App and Terms

We may modify or discontinue features, data sources, free limits, or pricing prospectively. We may update these Terms by posting a new version at this URL and updating the “Last updated” date. If changes are material, we will provide reasonable notice where required (for example in the App). Continued use after the effective date constitutes acceptance, except where mandatory law provides otherwise.

15. Termination

You may stop using the App at any time and may delete your account in Settings. We may suspend or terminate access if you breach these Terms or if we discontinue the App. Sections that by nature should survive (including disclaimers, limitations, and indemnity) will survive termination.

16. Governing law and disputes

These Terms are governed by the laws of Norway, excluding conflict-of-law rules. Courts located in Oslo shall have exclusive jurisdiction, except where mandatory consumer protection law gives you the right to bring claims in your country of residence.

If you are a consumer in the EEA/UK, you may also have the right to use local consumer dispute mechanisms.

17. Apple-specific terms (iOS)

If you obtained the App from the Apple App Store, you acknowledge that:

  • these Terms are between you and us, not Apple;
  • Apple has no obligation to furnish maintenance or support for the App;
  • to the extent any warranty applies and is not effectively disclaimed, Apple may be responsible for refunds of the purchase price as required by Apple’s terms, and to the maximum extent permitted by law Apple has no other warranty obligation;
  • Apple is not responsible for addressing claims relating to the App (including product liability, legal/regulatory compliance, or consumer protection claims);
  • Apple is not responsible for investigation, defense, settlement, or discharge of third-party intellectual property claims;
  • Apple and Apple’s subsidiaries are third-party beneficiaries of these Terms and may enforce them against you;
  • you represent you are not in a U.S. embargoed country and are not on a U.S. prohibited-party list.

You must also comply with applicable third-party terms when using the App (including your wireless data agreement).

18. Google Play-specific terms (Android)

If you obtained the App from Google Play, your use is also subject to Google Play’s terms. Billing and refunds for Play purchases are governed by Google’s policies.

19. Miscellaneous

  • If any provision is unenforceable, the remainder stays in effect.
  • Our failure to enforce a provision is not a waiver.
  • You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets.
  • These Terms are the entire agreement between you and us regarding the App (together with the Privacy Policy and any in-app disclosures).

20. Contact

Guribye design
Email: post@guribye.no

Related: Privacy Policy

Last updated: 11 August 2026